KELLY RICKARD's Blog Posts

Options for First-Time Homebuyers [INFOGRAPHIC]

Options for First-Time Homebuyers [INFOGRAPHIC]Some HighlightsWith a housing market this competitive, sometimes you have to think outside the box.Work with your trusted real estate advisors to

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Are More Young People Are Buying Homes?

More Young People Are Buying HomesThere’s a common misconception that younger generations aren’t interested in homeownership. Many people point to the fact that millennials put off

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What Does it Mean to be in a Sellers’ Market?

What Does Being in a Sellers’ Market Mean?Whether or not you’ve been following the real estate industry lately, there’s a good chance you’ve heard we’re in a serious

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Real Estate: It is Still a Lack of Supply, Not a Lack of Demand

Real Estate: It’s Still a Lack of Supply, Not a Lack of DemandOne of the major questions real estate experts are asking today is whether prospective homebuyers still believe purchasing a home

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Waiting To Buy a Home Could Cost You [INFOGRAPHIC]

Waiting To Buy a Home Could Cost You [INFOGRAPHIC]Some HighlightsIf you’re thinking of buying a home but wondering if waiting a few years will save you in the long run, think again

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A Few Key Questions To Ask Yourself Before Buying a Home

Key Questions To Ask Yourself Before Buying a HomeSometimes it can feel like everyone has advice when it comes to buying a home. While your friends and loved ones may have your best interests in,

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Rents are on the Rise – Is Now the Time To Buy?

With Rents on the Rise – Is Now the Time To Buy?According to recent data from realtor.com, median rental prices have reached their highest point ever recorded in many areas

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Sellers: Why Not Make Today’s Home Price Appreciation Work for You?

Sellers: Make Today’s Home Price Appreciation Work for YouHome prices continue to rise as we move through the summer, and that’s good news for sellers who are looking to

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Surprising Shift Favors Homeowners: Do Buyers Now Prefer Existing Homes?

Surprising Shift Favors Homeowners: Buyers Now Prefer Existing HomesIn April, the National Association of Home Builders (NAHB) posted an article, Home Buyers’ Preferences Shift

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Ready To Sell, but Concerned About Where You’ll Go?

Ready To Sell, but Don’t Know Where You’ll Go? [INFOGRAPHIC]Some HighlightsIf you’re thinking of selling your house but don’t know what you should buy, you have;

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The Community and Economic Impacts of the Home Sale

The Community and Economic Impacts of a Home SaleIf you’re thinking of buying or selling a house, chances are you’re focusing on the many extraordinary ways it’ll change

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Looking for a Place To Call Home? Have You Considered a Condominium.

Looking for a Place To Call Home? Consider a Condominium.It’s no secret that one of the top stories in today’s real estate market is low housing supply and high buyer demand. If you;

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Are Houses Less Affordable Than They Were in Past Decades?

Are Houses Less Affordable Than They Were in Past Decades?There are many headlines about how housing affordability is declining. The headlines are correct: it’s less affordable to purchase a

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Why the End of Forbearance Will Not Lead to a Wave of Foreclosures

4 Reasons Why the End of Forbearance Will Not Lead to a Wave of ForeclosuresWith forbearance plans about to come to an end, many are concerned the housing market will experience a wave of

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Current Housing Supply and What It Means for Sellers

A Look at Housing Supply and What It Means for SellersOne of the hottest topics of conversation in today’s real estate market is the shortage of available homes. Simply put, there

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What To Expect as Appraisal Gaps Grow

What To Expect as Appraisal Gaps GrowIn today’s real estate market, low inventory and high demand are driving up home prices. As many as 54% of homes are getting offers over the

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Homebuyers: Hang in There [INFOGRAPHIC]

Homebuyers: Hang in There [INFOGRAPHIC]Some HighlightsToday’s sellers’ market provides unique challenges—and benefits—for buyers.Current low interest rates won

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Why Pre-Approval Makes All the Difference When Buying a Home

Pre-Approval Makes All the Difference When Buying a HomeYou may have been told that it’s important to get pre-approved at the beginning of the homebuying process, but what

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Hope Is on the Horizon for Today’s Housing Shortage

Hope Is on the Horizon for Today’s Housing ShortageThe major challenge in today’s housing market is that there are more buyers looking to purchase than there are homes available to buy.

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Home Price Appreciation Is as Simple as Supply and Demand

Home Price Appreciation Is as Simple as Supply and DemandHome price appreciation continues to accelerate. Today, prices are driven by the simple concept of supply and demand. Pricing of any

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How Misunderstandings about Affordability Could Cost You

How Misunderstandings about Affordability Could Cost YouThere’s a lot of discussion about affordability as home prices continue to appreciate rapidly. Even though the most recent index on

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Buying a Home Is Still Affordable

Buying a Home Is Still AffordableThe last year has put emphasis on the importance of one’s home. As a result, some renters are making the jump into homeownership while some homeowners are re

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Where Do Experts Say the Housing Market Is Heading?

Where Do Experts Say the Housing Market Is Heading?As we enter the middle of 2021, many are wondering if we’ll see big changes in the housing market during the second half of this year. Here

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Don’t Forget to Budget for Closing Costs

Don’t Forget to Budget for Closing CostsWhen buying a home, it’s important to have a budget and make sure you plan ahead for certain homebuying expenses. Saving for a down payment

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The Power of Mortgage Pre-Approval [INFOGRAPHIC]

The Power of Mortgage Pre-Approval [INFOGRAPHIC]Some Highlights Mortgage pre-approval means a lender has reviewed your finances and, based on factors like your income, debt, and credit history,

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Your House Could Be the Oasis in an Inventory Desert

Your House Could Be the Oasis in an Inventory DesertHomebuyers are flooding the housing market right now to take advantage of record-low mortgage rates. Many have a sense of urgency to find a

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Experts Say Home Prices Will Continue to Appreciate

Experts Say Home Prices Will Continue to AppreciateIt’s clear that consumers are concerned about how quickly home values are rising. Many people fear the speed of appreciation may lead to a

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How Much Time Do You Need To Save for a Down Payment?

How Much Time Do You Need To Save for a Down Payment?One of the biggest hurdles homebuyers face is saving for a down payment. As you’re budgeting and planning for your home purchase, you&rsquo

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Your Tax Refund and Stimulus Savings May Help You Achieve Homeownership This Year

Your Tax Refund and Stimulus Savings May Help You Achieve Homeownership This YearIf you’re planning to buy a home this year, saving for a down payment is one of the most important steps in the

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How the Change in Mortgage Rate Impacts Your Homebuying Budget

How a Change in Mortgage Rate Impacts Your Homebuying BudgetMortgage rates are on the rise this year, but they’re still incredibly low compared to the historic average. However,

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What Does It Mean To Be in a Sellers’ Market

What It Means To Be in a Sellers’ MarketIf you’ve given even a casual thought to selling your house in the near future, this is the time to really think seriously about making

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Buyer Competition Is Good News for Sellers [INFOGRAPHIC]

Buyer Competition Is Good News for Sellers [INFOGRAPHIC]Some HighlightsWith so many buyers looking for homes to purchase and so few houses available today, there’s a substantial increase in

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What are Buyer & Seller Perks in Today’s Housing Market?

Buyer & Seller Perks in Today’s Housing MarketRight now, the housing market is full of outstanding opportunities for both buyers and sellers. Whether you’re thinking of

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Americans See Major Home Equity Gains!!

Americans See Major Home Equity Gains [INFOGRAPHIC]Some HighlightsToday’s home price appreciation is driving equity higher throughout the country.If your needs are changing and you

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Should You Think About Listing Prices Like an Auction’s Reserve Price?

You Should Think About Listing Prices Like an Auction’s Reserve PriceFor generations, the homebuying process never really changed. The seller would try to estimate the market value of the home

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2021 Real Estate Myth Buster - 5 Common Misconceptions

2021 Real Estate Myth Buster [INFOGRAPHIC]Some HighlightsThere are a lot of misconceptions about buying or selling a home today, making it challenging to know exactly how to navigate the current

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Should We Fear the Surge in Cash-Out Refinances?

Should We Fear the Surge in Cash-Out Refinances?Freddie Mac recently released their Quarterly Refinance Statistics report which covers refinances through 2020. The report explains

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Americans See Major Home Equity Gains [INFOGRAPHIC]

Americans See Major Home Equity Gains [INFOGRAPHIC]Some HighlightsToday’s home price appreciation is driving equity higher throughout the country.If your needs are changing and you

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Renovate or Not To Renovate Before You Sell

To Renovate or Not To Renovate Before You SellWhen thinking about selling, homeowners often feel they need to get their house ready with some remodeling to make it more appealing to buyers. However,

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What Credit Score Do You Need for a Mortgage Loan?

What Credit Score Do You Need for a Mortgage?According to data from the most recent Origination Insight Report by Ellie Mae, the average FICO® score on closed loans

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Will the Housing Market Bloom In Spring 2021?

Will the Housing Market Bloom This Spring?Spring is almost here, and many are wondering what it will bring for the housing market. Even though the pandemic continues on, it’s certain to be

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What Is the Strongest Tailwind in Today’s Recovering Economy?

What Is the Strongest Tailwind to Today’s Recovering Economy?Last year started off with a bang. Unemployment was under 4%, forecasters were giddy with their projections for the economy,

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How to Prepare Your House for a Winning Sale This Spring [INFOGRAPHIC]

How to Prepare Your House for a Winning Sale This Spring [INFOGRAPHIC]Some HighlightsWith so few homes available to buy today, houses are in high demand, and they’re selling fast

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How Upset Should You Be about 3% Mortgage Rates?

How Upset Should You Be about 3% Mortgage Rates?Last Thursday, Freddie Mac announced that their 30-year fixed mortgage rate was over 3% (3.02%) for the first time since last July.

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5 Reasons to Sell Your House Spring (2021)

5 Reasons to Sell Your House This SpringWhen selling a house, most homeowners hope for a quick and profitable transaction that puts them in a position to make a great move. If you’re waiting

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Are There Going to Be More Homes to Buy This Year (2021)?

Are There Going to Be More Homes to Buy This Year?If you’re looking for a home to purchase right now and having trouble finding one, you’re not alone. At a time like this when there are

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The Reason Mortgage Rates Are Projected to Increase and What It Means for You

The Reason Mortgage Rates Are Projected to Increase and What It Means for YouWe’re currently experiencing historically low mortgage rates. Over the last fifty years, the average on a 

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Where Have All the Houses Gone?

Where Have All the Houses Gone?In today’s housing market, it seems harder than ever to find a home to buy. Before the health crisis hit us a year ago, there was already a shortage of homes for

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Graph of Home Mortgage Rates by Decade

Home Mortgage Rates by Decade [INFOGRAPHIC]Some HighlightsMortgage interest rates have dropped considerably over the past year, and compared to what we’ve seen in recent decades, it’s a

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How Owning a Home Is a Powerful Financial Decision

Why Owning a Home Is a Powerful Financial DecisionIn today’s housing market, there are clear financial benefits to owning a home: increasing equity, the chance to build your net,

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Thinking about Building a New Home? Your Agent Is Critical. [INFOGRAPHIC]

Thinking about Building a New Home? Your Agent Is Critical. [INFOGRAPHIC]Some HighlightsA real estate professional is an expert who can advocate on your behalf throughout the process when building a

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6 Relative Benefits of Homeownership Today

6 Foundational Benefits of Homeownership TodayOver the past year, our homes have become an integral part of our lives more than ever. They’re much more than the houses we live in. They&rsquo

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What Will Happen When Homeowners Leave Their Forbearance Plans?

What Happens When Homeowners Leave Their Forbearance Plans?According to the latest report from Black Knight, Inc., a well-respected provider of data and analytics for mortgage

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Financial Fundamentals for the Homebuyer

Financial Fundamentals for Homebuyers [INFOGRAPHIC]Some HighlightsWhen you’re thinking about buying a home, there are a few key steps to take before you even start to look at houses.From

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What’s the Difference between an Appraisal and a Home Inspection?

What’s the Difference between an Appraisal and a Home Inspection?If you’re planning to buy a home, an appraisal is an important step in the process. It’s a

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Is Right Now the Right Time to Sell?

Is Right Now the Right Time to Sell? [INFOGRAPHIC]Some HighlightsIf you’re on the fence about selling your house, now is a great time to take advantage of sky-high demand, low supply, and

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Interested in Building Wealth? Buy a Home This Year.

Want to Build Wealth? Buy a Home This Year.Every year, households across the country make the decision to rent for another year or take the leap into homeownership. They look at their earnings and

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Do I Really Need a 20% Down Payment to Buy a Home?

Do I Really Need a 20% Down Payment to Buy a Home?Is the idea of saving for a down payment holding you back from buying a home right now? You may be eager to take advantage of today’s low

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What Does 2021 Have in Store for Home Values?

What Does 2021 Have in Store for Home Values?According to the latest CoreLogic Home Price Insights Report, nationwide home values increased by 8.2% over the last twelve months.

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Things to Avoid Once You Apply for a Mortgage

Things to Avoid after Applying for a Mortgage [INFOGRAPHIC]Some HighlightsThere are a few key things to make sure you avoid after applying for a mortgage to help make sure you still

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Why Selling Your House on Your Own in 2021 Is a Mistake

Why Selling Your House on Your Own in 2021 Is a MistakeThere are many benefits to working with a real estate professional when selling your house. During challenging times, like what we face today,

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Four Expert Views on the Housing Market for 2021

Four Expert Views on the 2021 Housing MarketThe housing market was a shining star in 2020, fueling the economic turnaround throughout the country. As we look forward to 2021, can we expect real

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The Importance of Home Equity for Building Wealth

The Importance of Home Equity in Building WealthHomeownership has always been the first rung on the ladder leading to household wealth. As Freddie Mac recently posted:&ldquo

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Why You Should Not Wait Until Spring to Make a Move

Why Not to Wait Until Spring to Make a MoveThe housing market recovery coming into the new year has been nothing short of remarkable. Many experts agree the turnaround from the nation’s

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3 Must-Do’s When Selling Your House This Year

3 Must-Do’s When Selling Your House This YearIt’s exciting to put a house on the market and to think about making new memories in new spaces. However, despite the anticipation of what

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Why It’s Important to Price Your House Right Today

Why It’s Important to Price Your House Right TodayEven in today’s sellers’ market, setting the right price for your house is one of the most valuable things you can do.

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Do’s and Don’ts after Applying for a Mortgage

The Do’s and Don’ts after Applying for a MortgageOnce you’ve found the right home and applied for a mortgage, there are some key things to keep in mind before you close. You're

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2021 Housing Forecast Info

2021 Housing Forecast Some HighlightsExperts project an optimistic year for the 2021 housing market.With mortgage rates forecasted to remain low, high buyer demand is expected to fuel more home

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Homeowner Equity Increases an Astonishing $1 Trillion

Homeowner Equity Increases an Astonishing $1 TrillionIn a year that was financially devastating for many Americans, some good news for most homeowners is the dramatic gain in home equity over the

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3 Reasons to Be Optimistic about the Real Estate Market in 2021

3 Reasons to Be Optimistic about Real Estate in 2021This year will be remembered for many reasons, and optimism is one thing that’s been in short supply since the spring. We’re

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With Home Values Surging, Is it Still Affordable to Buy Right Now?

With Home Values Surging, Is it Still Affordable to Buy Right Now?Housing inventory is at an all-time low. Realtor.com just reported that there are 39% fewer homes for sale

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Knowledge Is Power on the Path to Homeownership

Knowledge Is Power on the Path to HomeownershipHomeownership is on the goal list for many young adults, but sometimes it’s hard to know exactly how to get there. From understanding the

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5 Tips for Homebuyers Who Want to Make a Competitive Offer

5 Tips for Homebuyers Who Want to Make a Competitive OfferToday’s real estate market has high buyer interest and low housing inventory. With so many buyers competing for a

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Your House Could Be High on the Buyer Wish List This Holiday Season

Your House May Be High on the Buyer Wish List This Holiday SeasonAround this time each year, many homeowners decide to wait until after the holidays to sell their houses. Similarly, others who

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Is Buying a Home Today a Smart Financial Move?

Is Buying a Home Today a Good Financial Move?There’s no doubt 2020 has been a challenging year. A global pandemic coupled with an economic recession has caused heartache for many. However, it

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Don’t Let Buyer Competition Stop You from Purchasing a Home

Don’t Let Buyer Competition Keep You from Purchasing a HomeThis year’s record-low mortgage rates sparked high demand among homebuyers. Current homeowners, however, haven’t put

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It Pays to Sell with a Real Estate Agent

It Pays to Sell with a Real Estate Agent Some HighlightsToday, it’s more important than ever to have an expert you trust to guide you as you sell your house.From your safety throughout

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Will Mortgage Rates Remain Low Next Year?

Will Mortgage Rates Remain Low Next Year?In 2020, buyers got a big boost in the housing market as mortgage rates dropped throughout the year. According to Freddie Mac, rates hit all-time lows

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The Chance of Another Foreclosure Crisis? “About Zero Percent.”

Chances of Another Foreclosure Crisis? “About Zero Percent.”There seems to be some concern that the 2020 economic downturn will lead to another foreclosure crisis like the one we

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Homes for Sale Are Rapidly Disappearing

Homes for Sale Are Rapidly DisappearingThrough all the challenges of 2020, the real estate market has done very well, and purchasers are continuing to take advantage of historically low mortgage

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Why Working from Home May Spark Your Next Move!

Why Working from Home May Spark Your Next MoveIf you’ve been working from home this year, chances are you’ve been at it a little longer than you initially expected. Businesses

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Tips to Sell Your House Safely Right Now!

Tips to Sell Your House Safely Right Now Some HighlightsYour agent now has over 6 months of experience selling houses during the pandemic and can make the process easier and safer for you today

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Winter Will Bring a Flurry of Activity for the Housing Market

Winter Will Bring a Flurry of Activity to the Housing MarketIn the second half of this year, the housing market surged with activity. Today, real estate experts are looking ahead to the

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Real Estate Is one of the Driving Forces in the Economy

Real Estate Is a Driving Force in the EconomyAs the economy recovers from this year’s health crisis, the housing market is playing a leading role in the turnaround. It’s safe to say that

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Is it Safe to Sell My House Right Now?

Is it Safe to Sell My House Right Now?In today’s real estate market, the buzz is all about how it’s a great time to sell your house. Buyer demand is high, and there simply aren

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Rent vs. Buy: How to Decide What is Best for You

Rent vs. Buy: How to Decide What’s Best for YouAccording to the U.S. Census Bureau, median rent continues to rise. With today’s low mortgage rates, there’s

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Making a Home for the Brave Possible

Making a Home for the Brave PossibleSome HighlightsVA Home Loans provide unique opportunities for Veterans, active-duty personnel, and their families in recognition of their service to our

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Why the 2021 Forecast Doesn’t Call for a Foreclosure Crisis

Why the 2021 Forecast Doesn’t Call for a Foreclosure CrisisAs the current forbearance mortgage relief options come to an end, many are wondering if we’ll face a foreclosure

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4 Reasons Why the Election Won’t Dampen the Housing Market

4 Reasons Why the Election Won’t Dampen the Housing MarketTomorrow, Americans will decide our President for the next four years. That decision will have a major impact on many aspects of life

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Should I Renovate My House Before I Sell It?

Should I Renovate My House Before I Sell It? Some HighlightsIn today’s hyper-competitive market, buyers are often willing to overlook cosmetic or minor repair needs if it means snagging a

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How Low Inventory Is a Win for Sellers

Three Ways Low Inventory Is a Win for SellersThe number of houses for sale today is significantly lower than the high buyer activity in the current housing market. According to Lawrence,

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Buyer Interest Is Growing with Younger Generations

Buyer Interest Is Growing among Younger GenerationsThe demand for homes this year is extraordinary as record-breaking numbers of hopeful buyers continue to shop for homes. In a normal year, the peak

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How Down Payment Assistance Can Open the Door to Homeownership

How Down Payment Assistance Opens the Door to HomeownershipMany people are eager to buy a home right now while affordability continues to be a highlight of the current housing market.

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Important Impacts of Home Equity

Two Important Impacts of Home EquityEquity continues to rise, helping American homeowners secure a much more stable financial future. According to the most recent data from CoreLogic, the

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Real Estate Continues Showing Unprecedented Strength This Year

Real Estate Continues to Show Unprecedented Strength This YearThe 2020 housing market has surpassed all expectations and continues to drive the nation’s economic recovery. The question is,

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Selling Your House Is the Right Move, Right Now

Selling Your House Is the Right Move, Right NowSome HighlightsDemand from homebuyers has skyrocketed this year, which means today’s sellers are poised to win big. This ideal moment in time to

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Home Values Projected to Keep Rising

Home Values Projected to Keep RisingAs we enter the final months of 2020 and continue to work through the challenges this year has brought, some of us wonder what impact continued economic

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Why Today’s Options Will Save Homeowners from Foreclosure

Why Today’s Options Will Save Homeowners from ForeclosureMany housing experts originally voiced concern that the mortgage forbearance program (which allows families impacted financially by

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Americans Are Gaining Confidence in the Economy

Americans Are Gaining Confidence in the EconomyThe September Jobs Report issued by the Bureau of Labor Statistics reported that the unemployment rate dropped to 7.9%. Though that

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How to Prepare for a Bidding War

How to Prepare for a Bidding War Some HighlightsWith so few houses available on the market today, being ready for a bidding war is essential for prospective homebuyers.From pre-approval to

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Do You Need to Know More about Forbearance and Mortgage Relief Options?

Do You Need to Know More about Forbearance and Mortgage Relief Options?Earlier this year when the nation pressed pause on the economy and unemployment rates jumped up significantly, many homeowners

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The No. 1 Reason Not to Wait to List Your House for Sale

The #1 Reason Not to Wait to List Your House for SaleMany industries have been devastated by the economic shutdown caused by the COVID-19 virus. Real estate is not one of them.Mark,&

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Do You Have Enough Money Saved for a Down Payment?

Do You Have Enough Money Saved for a Down Payment?One of the biggest misconceptions for first-time homebuyers is how much you’ll need to save for a down payment. Contrary to popular belief,

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6 Reasons You’ll Win by Selling with a Real Estate Agent This Fall

6 Reasons You’ll Win by Selling with a Real Estate Agent This FallThere are many benefits to working with a real estate professional when selling your house. During challenging times, like

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Pricing Your House Right Is Essential

Why Pricing Your House Right Is EssentialIn today’s real estate market, setting the right price for your house is one of the most valuable things you can do.According to the U.S. Economic

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Time to Move into a Single-Story Home?

Is it Time to Move into a Single-Story Home?Once the kids have left the nest, you may be wondering what to do with all of the extra space in your home. Chances are, you don’t need four

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Homeowner’s Net Worth - 40x Greater Than a Renter’s

A Homeowner’s Net Worth Is 40x Greater Than a Renter’sOne of the best ways to build your family’s financial future is through homeownership. Recent data from the Federal

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Should You Buy a Retirement Home Sooner Rather than Later?

Should You Buy a Retirement Home Sooner Rather than Later?Every day in the U.S., roughly 10,000 people turn 65. Prior to the health crisis that swept the nation in 2020, most people had to

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Are You Thinking of Moving?

Thinking of Moving? Some HighlightsIf you’re ready to sell your house but you’re worried about finding one to move into, why not invest in a brand-new home built just for you?New

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Why Buyers Are Finding More Space in the Luxury Home Market

Buyers Are Finding More Space in the Luxury Home MarketA year ago, additional space and extra amenities had a very different feel for homebuyers. Today, the health crisis has brought to light how

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Why Selling this Fall Could Be Your Best Move

Why Selling this Fall May Be Your Best MoveIf you’re thinking about moving, selling your house this fall might be the way to go. Here are four highlights in the housing market that may make

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Where Are Home Values Headed in the Next 12 Months?

Where Are Home Values Headed Over the Next 12 Months?As shelter-in-place orders were implemented earlier this year, many questioned what the shutdown would mean to the real estate market.

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Your Rising Home Equity Can Power Your Next Move

Rising Home Equity Can Power Your Next MoveSome HighlightsAccording to CoreLogic, homeowners across the country are gaining significant equity.Over the past year, the average homeowner

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Housing Market on Track to Beat Last Year’s Success

Housing Market on Track to Beat Last Year’s SuccessBack in March, as the nation’s economy was shut down because of the coronavirus, many were predicting the real estate market would face

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Why Pricing Your Home Right Matters This Fall

Why Pricing Your Home Right Matters This FallSome HighlightsAs a seller today, you may think pricing your home on the high end will result in a higher final sale price, but the opposite is actually

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Is the Economic Recovery Beating All Projections?

Is the Economic Recovery Beating All Projections?Earlier this year, many economists and market analysts were predicting an apocalyptic financial downturn that would potentially rattle the U.S.

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The Cost of a Home Is Far More Important than the Price

The Cost of a Home Is Far More Important than the PriceHousing inventory is at an all-time low. There are 39% fewer homes for sale today than at this time last year, and buyer demand

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Home Builder Confidence Hits All-Time Record

Home Builder Confidence Hits All-Time RecordLast week, the National Association of Home Builders (NAHB) reported their Housing Market Index (HMI) hit an all-time high 

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Home Equity Gives Sellers Options in Today’s Market

Home Equity Gives Sellers Options in Today’s MarketHomeownership is one of the best ways to invest in your financial future, especially as your home equity grows. Home equity is a form of

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Homes Across the Country Are Selling Fast

Homes Across the Country Are Selling Fast Some HighlightsBuyers are actively searching for and purchasing homes at a record-breaking pace. According to the latest report from the National

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How Low Inventory May Impact the Housing Market This Fall

How Low Inventory May Impact the Housing Market This FallReal estate continues to be called the ‘bright spot’ in the current economy, but there’s one thing that may hold the

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Surging Real Estate Market Continues to Climb

The Surging Real Estate Market Continues to ClimbEarlier this year, realtor.com announced the release of the Housing Recovery Index, a weekly guide showing how the pandemic has

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Is it a Good Time to Move?

Is Now a Good Time to Move?How long have you lived in your current home? If it’s been a while, you may be thinking about moving. According to the latest Profile of Home Buyers and Sellers

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New Surveys Indicate Urban to Suburban Lean

Two New Surveys Indicate Urban to Suburban LeanThere has been much talk around the possibility that Americans are feeling less enamored with the benefits of living in a large city and now may be

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Virtual School Is Changing Homebuyer Needs

Virtual School Is Changing Homebuyer Needs Some HighlightsWith remote learning sweeping the nation this academic year, organized spaces with enough room for kids to learn effectively are high&

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Have You Ever Seen a Housing Market Like This?

Have You Ever Seen a Housing Market Like This?The year 2020 will certainly be one to remember, with new realities and norms that changed the way we live. This year’s real estate market is

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The Latest Unemployment Rate Fell to 8.4%

The Latest Unemployment Rate Fell to 8.4%Last Friday, the Bureau for Labor Statistics released their Employment Report for August 2020. The big surprise was that the unemployment

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Homebuyer Traffic Is on the Rise

Homebuyer Traffic Is on the RiseOne of the biggest surprises of 2020 is the resilience of the residential real estate market. Lawrence Yun, Chief Economist of the National Association

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It is Not Just About the Price of the Home

It’s Not Just About the Price of the HomeWhen most of us begin searching for a home, we naturally start by looking at the price. It’s important, however, to closely consider what else

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Three Ways to Win a Bidding War

Three Ways to Win in a Bidding WarWith so few houses for sale today and low mortgage rates driving buyer activity, bidding wars are becoming more common. Multiple-offer scenarios are

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Will the Presidential Election Impact Real Estate?

How Will the Presidential Election Impact Real Estate?The year 2020 will be remembered as one of the most challenging times of our lives. A worldwide pandemic, a recession causing historic

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Homebuyer Demand Is Far Above Last Year’s Pace

Homebuyer Demand Is Far Above Last Year’s PaceHomebuying has been on the rise over the past few months, with record-breaking sales powering through the market in June and July. Buyers are

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The Cost of Buying Vs. Renting a Home

The Cost of Renting Vs. Buying a HomeSome HighlightsThe percentage of income needed to afford a median-priced home today is declining, while that for renting is on the rise.This is making buying a

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Why Professional Photos are a MUST!

Why Professional Photos are a MUST!Did you know that 95% of home buyers begin their search online? Photos are the first impression they receive of your home.It MUST be a great one! That is why I

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Hurricane Survivors have Built-in Safety Net with COVID-19 Forbearance Programs

Hurricane survivors have built-in safety net with COVID-19 forbearance programsBy: Zach Wichter/Aug. 26, 2020/5 min read                     

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What Does 0% APR Mean?

What Does 0% APR Mean?One of the most popular introductory offers credit card companies and retailers advertise is 0 percent APR. But what does 0 percent APR mean? Does 0 percent APR mean no?

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Why Is It so Important to Be Pre-Approved for the Homebuying Process?

Why Is It so Important to Be Pre-Approved in the Homebuying Process?You may have heard that pre-approval is a great first step in the homebuying process. But why is it so important? When

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Builders & Realtors Agree: Real Estate Is Back

Builders & Realtors Agree: Real Estate Is BackWhen shelter-in-place orders brought the economy to a screeching halt earlier this year, many believed the residential housing market would follow

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The Top Reasons People Are Moving This Year

The Top Reasons People Are Moving This YearToday, Americans are moving for a variety of different reasons. The current health crisis has truly re-shaped our lifestyles and our needs. Spending extra

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How Strong Is the Housing Recovery?

Just How Strong Is the Housing Recovery?The residential real estate market has definitely been the shining light in this country’s current economic situation. All-time low mortgage

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The Forbearance Numbers Are Lower than Expected

Forbearance Numbers Are Lower than ExpectedOriginally, some housing industry analysts were concerned that the mortgage forbearance program (which allows families to delay payments to a later date)

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Sellers Return to the Housing Market

Sellers Are Returning to the Housing MarketIn today’s housing market, it can be a big challenge for buyers to find homes to purchase, as the number of houses for sale is far below

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Latest Unemployment Report: Slow and Steady Improvement

The Latest Unemployment Report: Slow and Steady ImprovementLast Friday, the Bureau of Labor Statistics (BLS) released its latest Employment Situation Summary. Going into the release,

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Current Buyer & Seller Perks in the Housing Market

Current Buyer & Seller Perks in the Housing MarketToday’s housing market is making a truly impressive turnaround, and it’s also setting up some outstanding opportunities

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A Historic Rebound for the Housing Market

A Historic Rebound for the Housing MarketPending Home Sales increased by 44.3% in May, registering the highest month-over-month gain in the index since the National Association of Realtors;(

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Will New Homes Going to Be Available to Buy This Year?

Are New Homes Going to Be Available to Buy This Year?In today’s economy, everyone seems to be searching for signs that a recovery is coming soon. Many experts agree that it may actually

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The Three Reasons Homebuyers Are Ready to Purchase This Year

Three Reasons Homebuyers Are Ready to Purchase This YearA recent survey by Lending Tree tapped into behaviors of over 1,000 prospective buyers. The results indicated 53% of

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Unemployment Report - The Shocking News

The Shocking News in the Unemployment ReportLast Friday, the U.S. Bureau of Labor Statistics released their May Employment Situation Summary. Leading up to the release, most

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Economic Recovery- Real Estate Will Lead the Way

Real Estate Will Lead the Economic RecoveryWith more U.S. states reopening for business this summer, and as people start to return to work, we can expect the economy to begin improving. Most expert

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The Summer Housing Market - Are You Ready?

The Summer Housing Market - Are You Ready?As the health crisis started making its way throughout our country earlier this spring, sellers have been cautious about putting their homes on the market.

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A Recession Now? Yes. Does that Mean a Housing Crash? No.

Is a Recession Here? Yes. Does that Mean a Housing Crash? No.On Monday, the National Bureau of Economic Research (NBER) announced that the U.S. economy is officially in a

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Covid 19 and the Real Estate Market

Covid 19 and the Real Estate Market Over the past few months, with life being somewhat put on hold or at least changed from the “normal” pace we have come to know, I believe we have all

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3 Things to Know About Home Inspections

3 Things to Know About Home InspectionsA home inspection is important to make sure you’re  getting what you are paying for and not taking on a property with expensive or dangerous flaws.

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The National Snapshot for What’s Ahead for Real Estate

National Snapshot: What’s Ahead for Real EstateThe U.S. unemployment rate is at a 50-year low, and consumer confidence remains high. In fact, the University of Michigan’s latest Surveys

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5 Step Strategy for Downsizing Your Home

5 Step Strategy for Downsizing Your Home In our “bigger is better” culture, there is an expectation that each home should be larger and grander than the last. But life changes like

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7 Tips for Purchasing Homeowners Insurance

7 TIPS FOR PURCHASING HOMEOWNERS INSURANCESeptember 26, 2018|HOMEOWNER'S INSURANCEWhether you’re shopping for a new policy on your first home or you’re considering switching providers on

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How to Get the Most ROI from Your Kitchen Remodel

How to Get the Most ROI from Your Kitchen RemodelSeptember 26, 2018|KITCHENDid you know the kitchen often nets the most ROI in relation to other areas of the home? When you update the style and

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5 Steps to Make Your Home the Best on the Block

Serious About Selling?July 13, 2019 We all want to be good neighbors. But when it comes to selling your home, it’s not just about “keeping up with the Joneses.” It’s

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